Financing with Pedigree vs Semi Truck Financing Companies
When you purchase a semi-truck or trailer at Pedigree Truck & Trailer sales you have two options for financing:
You can work with our team of Finance Experts or you can secure your own lending through other semi-truck financing companies.
Our team will always encourage you to seek outside lending with another financing company if you think you can get a better loan than what we are able to secure for you. However, there are benefits to working with our team and securing your financing through Pedigree.

FREE Service to Help You Finance Your Semi
There is no extra charge for working with our Finance Experts to secure semi-truck financing. This is a free service we provide to all of our customers to help you navigate the buying process with ease. When you work with your own lender, you will need to be prepared to answer questions about your equipment, send your documents to each individual lender you choose to pursue, and speak to them on your behalf. At Pedigree, we do all of these steps for you and we do it at no extra charge.
Trusted Lenders in Commerical Equipment Loans
Our Finance Experts have spent years developing relationships with trusted lenders who focus on commercial equipment sales. With us, securing financing for your semi truck or trailer is not just a transaction, but strategic step towards achieving your business objectives, backed by partners you can trust. Our Finance Experts are trained to look over your loan application and quickly determine with lender is going to be the best fit for you. We have spent the last decade building these relationships with lenders for your benefit. One less worry for you when financing your semi.
Save Time Chasing the Right Semi-Truck Financing
Time is money, especially in the trucking industry. Searching for the right financing can be a time-consuming and often frustrating process, involving multiple applications and meetings with different banks. By leveraging our finance team, you streamline this process. We do the heavy lifting for you, from finding the best rates to negotiating the terms, so you can secure your semi truck or trailer quickly and get back on the road.
Minimize Credit Hit
Our initial loan pre-qualification form does a soft credit pull. A soft credit pull, unlike a hard pull, doesn’t affect your credit score because it isn’t linked to an application for new credit. It’s typically used for background checks or pre-approvals, allowing lenders to assess your creditworthiness without impacting your score. This way, you can check loan offers or monitor your credit health regularly without worrying about damaging your credit history.
5 Minute Pre-Approval
At Pedigree Truck and Trailer Sales, we offer efficient and secure semi-truck financing options. Simply click the link below and complete the required fields on our form. After we receive your details, we will collaborate with a lender to establish the terms and conditions of your financing agreement. It only takes a couple of minutes and does not affect your credit score.
WHAT OUR CUSTOMERS SAY
I was looking for a reefer trailer I contacted pedigree and Wilson helped me out from start to finish Dalton in charge of finance also was awesome. I found a trailer I liked online and the purchase was smoothed even with finance company.
Christian Stubaus
Excellent communication, great service, very professional. I recommend Wilson Love from trailer sales department, Davey Robinson – truck sales department and William Steppig – financing department. Thank you for good deals!
Andriy Lyubchyk
Everyone was very helpful and knowledgeable which made purchasing my trailer stress free. Great financing, quick and easy. I recommend highly.
Michael Owens
KNOW YOUR PEDIGREE

Pedigree Truck & Trailer Sales is the only dealer of Prime Inc.’s used semi trucks & trailers. All of our equipment is detailed, serviced, and DOT inspected before pick up. We have over 50 years of industry experience and our team wants to use that experience to help your fleet grow. Click here to see our current inventory.